Finance, Property Investment and Borrowing Smart as a Business Owner | Dan Steed

In this episode, Kane sits down with Dan Steed, a commercial and mortgage broker operating under Fundd, who spent over a decade in senior roles at Barclays and Lloyds in the UK before moving to Australia and becoming one of Western Australia’s top performing bankers at Westpac. In the financial year ending 2026, Dan settled $552 million in new lending.

Dan and Kane get into the real stuff: why you should never go direct to a bank, the difference between residential and commercial lending, how to use your home equity to grow a business, the self-managed super fund rule changes every investor needs to know about, why your books looking too lean can stop you from borrowing, how to get a business loan when you have no hard assets, and why a broker’s job is not just to find the cheapest rate but the right one.

They also swap stories about the hidden costs of running a business, payroll tax mistakes, long service leave, and what Dan would tell anyone thinking about investing half a million dollars today.

If you own a business and have never spoken to a broker, this one might change that.

Starting an Electrical Business and Pricing Your Work Properly | Angelo from Toptech Electrical

In this episode, Kane sits down with Angelo, owner of Toptech Electrical, for an honest conversation about what the first couple of years of running a solo electrical business actually looks like.

Angelo started Toptech Electrical in June 2024 after working at Smartfix, and has been building his client base from the ground up through Facebook community pages, school maintenance contracts and referrals. He and Kane get into the real stuff: the moment that pushed Angelo to go out on his own, why he hired an apprentice first and what he wishes he had done differently, the challenge of finding that first tradesman, quoting over the phone vs going to site, what did and did not work for lead generation, and why so many tradies undercharge themselves into trouble before they even get started.

If you are a tradie thinking about going out on your own or you are in the early stages of running your own business, this one is full of honest lessons from someone who is in it right now.

Follow Hypotential:
Website: https://www.hypotential.com/
Instagram: https://www.instagram.com/hypotential_
Facebook: https://www.facebook.com/HypotentialCo

Follow Kane:
Instagram: https://www.instagram.com/kanetylersmith_/
Facebook: https://www.facebook.com/KaneTylerSmithWA
TikTok: https://www.tiktok.com/@kanetylersmith

Connect with Angelo:
Facebook: https://www.facebook.com/profile.php?id=61559665013673
Website: https://toptechperth.com.au/